WealthKernel provides investment, savings and wealth infrastructure to help businesses build and offer functionalities in flexible, cost-effective, and creative ways.
We provide easily-embedded investment infrastructure, over API, for companies looking to offer digital wealth and investment services. From ISAs to GIAs and SIPPs - we help customers easily launch financial products for retail clients. We follow a modular philosophy, meaning that you can plug-in as little or as much of our infrastructure as you like, whatever works best for your business.
We offer vertically integrated infrastructure, including client onboarding, brokerage, dealing, trading, fractional stocks, custody and portfolio management functionality.
We founded WealthKernel in 2015 after realising that wealth infrastructure at the time was either poorly designed or not built to meet the needs of a digitised world. On top of this, legacy wealth businesses have typically been built to support investors with significant money to save or invest.
Because of this, we were driven to improve and open up access to investing infrastructure to companies that wanted to build great products and help everybody easily invest their money.
We aim to harness the power of technology to disrupt a space that has been relatively exclusive for too long.
WealthKernel’s infrastructure serves a wide range of Fintechs and Wealth Managers, including challenger banks, neobrokers, trading apps, and value-based communities. We aim to help incumbents innovate their offerings and encourage fintechs to launch exciting new products.
With the help of our flexible APIs, customers can build and launch their products and get to the market faster. The simplicity of our products lets our customers focus on improving their user experience and iterating their products without the need to build costly infrastructure in-house.
We support our customers every step of the way and give them the independence to do what’s best for their business.
WealthKernel is an ISO 27001-certified company. The certification highlights our focus on safeguarding client data and following the best practices of information security. It also marks WealthKernel’s proactive approach to managing information security risks and exceeding industry standards for risk management and compliance.
You can read more about some of our customer stories here.